This happens all the time. A police report would not make a bit of difference. She is lying and there is really nothing that can be done about it. You tell your version of the accident. You do everything you can to cooperate with your insurance company.
The adjuster then makes a liability decision based on the evidence. If it comes down to a she said/she said scenario - then you look to the other evidence (Points of impact, witnesses) - and you do the best you can. Unfortunately - the main evidence is driver statements and people do lie.
no subject
This happens all the time. A police report would not make a bit of difference. She is lying and there is really nothing that can be done about it. You tell your version of the accident. You do everything you can to cooperate with your insurance company.
The adjuster then makes a liability decision based on the evidence. If it comes down to a she said/she said scenario - then you look to the other evidence (Points of impact, witnesses) - and you do the best you can. Unfortunately - the main evidence is driver statements and people do lie.